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PRODUCTS

We make personal insurance feel simple.

Insurance doesn't need to be complicated. At Bear Benefits, our mission is to help you feel confident about protecting what matters most—your family, health, and assets.

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Flexible coverage options

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Personalized Service & Support

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Affordable protection plans

Your trusted guide

Tailored coverage plans for every stage of life.

Choosing personal insurance can be overwhelming, especially with so many options available. We use our deep industry expertise and personalized service to offer individuals and families robust, flexible coverage solutions. From health and life insurance to home and auto protection, we partner with you to ensure the right coverage for your unique circumstances, prioritizing affordability and reliability.

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Trusted Personal Insurance Products


Life Insurance, Long-Term Care, Annuities

Get a calculated estimate, receive an instant quote, and schedule a consultation all in one convenient app.

Shop all UHC Individual Products

See all coverage options for your business or your family from UnitedHealthcare

Buy Accident Coverage

Get a coverage for accidents and collisions from UnitedHealthcare

Get Hospital Indemnity

Get additional coverage for incidents resulting in a hospital stay from UnitedHealthcare

Obtain Dental Coverage

See dental coverage options available to you from UnitedHealthcare

Purchase Vision Insurance

Find the right coverage for your vision protection needs

Get Individual Medical Coverage

Get additional protection for medical care from BlueCross BlueShield of Texas

At Bear Benefits, insurance is more than policies — it's peace of mind.

We focus on what matters most to you, creating insurance plans that are comprehensive yet sustainable, so you can rest easy knowing your loved ones and assets are secure. Our dedicated team takes pride in a personalized approach, ensuring every plan is tailored to fit your individual needs, year after year.

We stand by your side, making sure your insurance experience is smooth, stress-free, and supportive. Bear Benefits provides ongoing assistance and resources, helping you manage claims effortlessly and respond confidently to life's unexpected events. We're dedicated to securing a safer, healthier future for you and your family.

Your family deserves an insurance partner who truly cares.

Let's find the perfect insurance solution for you and your loved ones.

Get started now.
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